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The IBC website provides information about home, automobile, business and some other types of general insurance, for your convenience only. This information should be construed neither as modifying any insurance policy, nor as providing specific legal or financial advice.Please note that IBC does not endorse, expressly or by implication, third-party products or services. Use of any information obtained from their website, or from websites to which this one is linked, is voluntary. Always obtain a qualified independent assessment of the accuracy and timeliness of such information before acting upon it.